Will the lender accept your report?

In our experience, yes. Lenders typically require an independent specialist report from a suitably qualified surveyor — which is what we provide. If the lender has specific format requirements, share them at the point of booking.

How quickly can you deliver a mortgage damp report?

Usually within 48 hours of the site visit. We prioritise time-sensitive lender-driven reports.

Can the report help release a retention?

Where the report confirms no active defect, or specifies remedial work with costs, yes — it gives the lender the evidence they need to release funds or agree retention terms.

Do you attend before or after remedial works?

Either — we can inspect at any stage. Post-works inspections are useful for retention release once treatment is complete.

Mortgage Damp Reports

Damp Report for Mortgage

When a mortgage valuer flags damp — often with wording like 'a specialist damp and timber report is recommended' — the lender usually needs that report before releasing funds. Ours are written to the format and evidence standard lenders expect.

What Your Survey Includes

Specialist damp and timber inspection referenced against the valuer's comments
Moisture readings, thermal imaging and photographic evidence
Clear diagnosis, prognosis and remedial recommendation
Cost estimates suitable for retention discussions
Report addressed to you as the buyer, shareable with the lender

Common Problems We Find

Mortgage retentions caused by 'high damp readings'
Contractor damp reports rejected by the lender as non-independent
Reports written without the evidence base a lender expects
Delays because the wrong scope of report was commissioned

Where We Cover

We provide professional damp, mould and timber surveys throughout Kent and Greater London — including Bromley, Croydon, Bexley, Greenwich, Lewisham, Westminster, Kensington & Chelsea and surrounding areas.

Who This Is For

Buyers whose lender has requested a damp report

Solicitors managing mortgage retentions

Brokers helping clients unlock a purchase

Why Choose Kent Damp Surveys

Fully independent — we sell no remedial works and take no contractor commissions
CPDMS Level 3 qualified surveyors with construction-defect experience
Protimeter moisture profiling and FLIR thermal imaging on every job
48-hour report turnaround with photographic evidence and clear recommendations
Reports written to withstand disrepair, HHSRS and Awaab's Law scrutiny
Fixed transparent pricing from £249 — no site-visit charges, no upsells